How to Verify a Florida Contractor

Every contractor performing licensed work in Florida must hold an active state license. You can verify any contractor's license for free.

• Visit the Florida DBPR website at myfloridalicense.com
• Search by contractor name or license number
• Confirm the license is active and in good standing
• Check for any disciplinary actions or complaints
• Note the license type and scope of allowed work

Ask the contractor for proof of general liability insurance and workers' compensation coverage. This protects you if something goes wrong.

• Request a current Certificate of Insurance (COI)
• Verify the policy is active and covers your project dates
• Confirm workers' compensation coverage is in place
• Call the insurance company to verify if uncertain
• Keep a copy for your records

Many home improvement projects in Florida require permits. Permits protect you by ensuring work meets building codes and is inspected.

• Ask the contractor which permits are needed for your project
• Confirm the contractor (not you) will pull the permits
• Verify permits are posted at the job site during work
• Ensure all required inspections are completed and passed
• Keep copies of permits and inspection reports

Professional contractors provide detailed written estimates and contracts. If someone will not put it in writing, that is a warning sign.

• Get at least two written estimates for comparison
• Review scope of work, materials, and timeline
• Confirm warranty terms and what they cover
• Understand payment schedule and terms
• Read everything before signing

Research the contractor through multiple independent sources. A single five-star review on their own website is not sufficient verification.

• Check Google Reviews for volume and recency
• Look up their BBB rating and complaint history
• Search for the company name plus 'complaints' or 'problems'
• Ask for references from recent local projects
• Verify they have a real business address